Cathy Smith Realtor since 2000
Contact Me Now!   [email protected]   Ask Me Anything!  419-280-3942  
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Cathy Smith, Key Realty, Licensed Realtor since 2000 Internet, Marketing, Sales and Relocation Specialist
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Buyers Be Aware! Buyer BeWare!

Knowledge is Power!

This site has tips, tools, information and resources to help you as a home buyer to make an educated purchase decision: on communities, searches of homes for sale and every aspect of the home buying process.

Buyer's Home Search Tool

As a Buyer you want to Find Properties, Homes for Sale.
We offer a Home Search Tool with links to Information

Homes by Email

Your Custom
Listing Search
Web Page

Buyers get a web page created for your searches to manage listings based on your search criteria.

Community info

Community information

Buyers research the communities to know where you want to live. Links to resources on communities.

Blog Post - Special Reports

Blog PostS - Special Reports

Buyer's get free reports and articles on numerous details you may want to consider.

Home Buying Tips and Tools

Purchase Process Progress Report – Home Buyer’s Guide Check List Link Free for You!
  1. Determine the attributes you want in your home and its location for your needs and lifestyle.
  2. Get pre-approved so you know your price range, what a lender will loan you and sellers we welcome your offer.
  3. Do your homework on the  communities, Area Market Report, School Ratings and housing. Get help from your realtor.
  4. Property Search – Find the house, tour, research and inspect it. Check Map, street and aerial view.
  5. Look up taxes, last sale price, and comp. sales in property records on the county auditor’s site.
  6. Use the Mortgage Calculator to see your monthly housing expense. Hopefully, 1/4 or less of your income.
  7. Check the property value. Use the GET VALUE Tool.
  8. Have your Realtor run research, a CMA and reports to aid in the offer and negotiations. Write the Offer for your new Home.

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Cathy Smith Realtor since 2000

 

Mortgage Calculator – Monthly Payment

mortgage payment

Principle Total = Monthly Payment 

Principle (mo/pmnt) + Interest + Taxes + Insurance = (PITI) Monthly Housing Expense 

Knowledge is Power!

One of the most important tools you can have as a home buyer or someone looking to purchase a property for sale is knowledge. As they say, ‘Knowledge is Power’! In this case, equipping yourself with knowledge and relying upon an experienced and a knowledgeable real estate agent, knowledge can help you to buy the right home, at the right price, in the right place, to get more money, better financing terms and most of all it will bring you peace of mind. Knowledge is at your finger tips on this website from the tools and articles as well as in what I offer to you in guidance, research and referrals.

On our real estate website, Idealproperties.net,  you will find numerous property search and research tools as well as articles that will enlighten you in your house hunt and throughout the home buying process. Even more, the personalized services and insights that I offer you from my decades of being a licensed real estate agent, your own search website to manage listings, a Comparable Market Analysis, CMA, that indicates the home’s value, and the property research and details will give you all of knowledge that you will need in order to make an informed purchase decision, will aid us in negotiations and help you move smoothly through the closing and into your home with ease.

Idealproperties.net has a Property Search and Mapping Tool that will help you to find desirable home listings and even set up your own searches that will email you alerts of properties that match your criteria. Then you can use the Property Value Tool and the Mortgage Calculator to be sure each home continues to be in your top picks. These tools will help you in your home buying search and are free for you to use 24 hours a day, 7 days a week.

I would like to be your free personal real estate assistant who will serve your home buying needs. Please feel free to contact me directly, so we can meet and get you started. Please, ask me about the services and research I can share with you.

Please contact me for your personalized real estate web site!

Sellers get a customized web site for their property listing that has numerous photos, a video embedded in it, and details about the property, links to further information and is fed to dozens of other web sites and emailed directly to home buyer prospects.

Buyers can manage their search for properties, homes for sale and indicate which properties to tour and to dig up research and details on in order to make a purchase decision.

The Services and Research I Offer My Buyers:

  • Purchase Process Progress Report Check List,
  • My Professional and Knowledgeable Guidance, Tools, Research and Articles for each Step of Home Buying.
  • To Serve as Your Own Buyer’s Agent, Personal Assistant at Absolutely No Charge to You
  • Your Own Property Search Website
  • A Comparable Market Analysis, CMA, Home Value
  • Detailed Property Research and Reports that Will Help You Make a Wise Purchase Decission
  • Help in Securing Financing and with Credit Repair Tips that Will Get You A Better Loan Rate
  • Referrals and References to Real Estate Service Providers, Professionals and Contractors
  • Help with Everything that You Need in Your Real Estate Transaction
I will provide you with a free personalized Property Search Website that will allow you to manage the listings that match your home search criteria and you will get emails right when these listings hit the market or make a change. I will also create a detailed Comparable Market Analysis, CMA, of similar homes that have recently sold that will identify the home’s approximate value. I will provide you with detailed research and reports to aid in your purchase decisions and in negotiations. I will offer you numerous resources and referrals to area professionals that will help buying your new home be easy and enjoyable.
The Purchase Process Progress Report Check List that I have prepared for you is chock full of knowledge that explains each step of the home buying process.  It is laid out to give you a timeline of what takes place when, what needs to be considered and who is in charge of placing orders or hiring home service professionals along the way. Being equipped with these very specific insights will help you move through the purchase process with ease as well as to bring you the greatest rewards along the way and well into your future in your new home. This home buyer’s check list may seem extensive and overwhelming but as your Realtor® I am knowledgeable and experienced and will gladly help you walk through each step of the process. Please contact me anytime to get my help or if you have any questions. This printable PDF is chock full of every issue that you may have a question about, need to do or to make a decision about that pertains to buying a home or the Purchase Process Progress Report – Check List.
The purchase process can take weeks or months to find your Ideal Property. Once you have an accepted offer on your ideal property it usually takes about 30 to 60 days to complete the terms of the sale, to do the financing, the title work up, and to close on your loan and/or your home and I would be delighted to empower you and work with you every step of the way.

Home Buyer and Seller Tools

As you are looking for a home to buy or are getting ready to sell your home you can use these tools to help you to get an idea of the value of the home, of the real estate market in specific areas, set up a search that will email you home listings of homes in the areas you choose, and use calculators to consider what home will fit best in your price range, that meets your home buying criteria, and your lifestyle as well as the setting and location that suits you best. Keep in mind that these services are available to you from your real estate agent who likely has even more sophisticated tools and software to use as I do. However, these are here for you to use at your own leisure.

Mortgage Calculator – Monthly Payment

mortgage payment
Principle Total = Monthly Payment Principle (mo/pmnt) + Interest + Taxes + Insurance = (PITI) Monthly Housing Expense

Learn About Homes for Sale and Communities In NW Ohio, Toledo, Ohio Area

Find Out More About The Area Where You Want To Live or Where you Found A Home For Sale - Click on Articles, Resources and Information Links Below

Real Estate Information

Articles

Buyer Tips and Tool

Home Search Map Homes for Sale

Purchase Process Progress Report – Home Buyer’s Guide Check List

Property and Community Links and Information

Learn About Communities – Informative Links

Area Market Report

Demographics – data.census.gov

Investigate: Population, Economic, Education, Business, Emergency Preparedness, Employment, Families & Living Arrangements, Health, Housing, Income & Poverty, International Trade and the Public Sector

Detailed City/Community Information

City and Government websites

Market Conditions, Assessments, Restrictions, Zoning, Environmental hazards

Crime Rate and Sex Offender Registry

Local police department or the county sheriff

School Ratings

Rankings and test grades of schools in each community.

WalkScore

Easy access to town, to activities, schools, shopping, entertainment, restaurants, parks . . . and expressways.

Local School Information

Lucas County Schools

Wood County Schools

Area Private Schools

Home Buying and Home Buyer Articles and Links

Home Buyer Information

Buyer Tips and Tools
Search Listings
Purchase Process Progress Report – Check List
Veterans Guide to Home Ownership
Home Buying Guide – Buying a Home Spring 2019
Key Real Estate Terms
10 tips to find the home of your dreams
How to buy a house stress-free

Mortgage and Finance

Get your free credit score from All 3 credit bureaus!
https://www.myfico.com/credit-education
https://www.equifax.com/personal/education/
https://www.experian.com/blogs/ask-experian/
https://www.transunion.com/
http://time.com/money/collection-post/2792046/what-should-i-do-before-buying-a-home/
Find Government and Bank Owned Properties – Remember these may be priced lower but they take longer and could take a lot of money to bring them up to parr. Often buyers who start to buy foreclosures that sat vacant and are in bad condition decide to buy owner occupied and not pay out for repairs.
Freddie Mac-owned properties – http://www.homesteps.com/
Fannie Mae-owned properties – http://www.homepath.com/
Government-owned properties – http://www.hudhomestore.com/ and http://www.treasury.gov/auctions/
Bank owned properties REOs

Home-ownership Products

Buyers can add one or more of the following options to an OHFA, FHA, VA, USDA-RD or conventional mortgage loan:

Top Real Estate Questions from Around the Web

collected by Homes.com

  • What are the best places to list a house for sale online?
  • What is the best place to find homes for sale?
  • What are some good websites to buy a house in USA?
  • What is the reason why some houses don’t sell?
  • What if a house for sale needs work?
  • How to prepare a house for sale?
  • Can I help sell homes without being a real estate agent?
  • Is it cheap to buy a house on short sale?
  • Why do people sell their homes in spring?
  • What happens if a house for sale, never sells?
  • How to find condemned houses for sale?
  • What happens during the showing of a house for sale?
  • Where can I find the best house for sale in Coonoor?
  • How best to sell a home online?
  • How to trade houses for sale?
  • What does ‘listing removed’ mean in real estate?
  • How many houses do realtors sell every year?
  • What are the pros and cons of selling homes by the owner?
  • Is it better to buy a house or buy land and build a house?
  • How often do ‘active contingent’ houses not close?
  • What is the best way to find beach homes for sale?
  • What is the best way to buy a short sale house?
  • What’s the fastest way to sell a house?
  • How do real estate agents find properties available for sale?
  • Is it legal to sell real estate without a license?

Community Details and Home Listing Searches

Maumee Real Estate – Find Your Ideal Home For Sale!

 
Homes for Sale Maumee, Ohio, This historic city is set along side of the Maumee River and offers great shops, business centers, parks, recreation and most of all community activities. If you are moving to this area you can search homes for sale at IdealProperties.net or contact me to serve as your Realtor, Cathy Smith Key Realty real estate agent. We offer home buying resources and information that will aid in your purchase decision mortgage calculator, IdealProperties.net, to search in Maumee, Holland, Monclova, Waterville, Perrysburg, Whitehouse, Ohio Toledo area. Find your Ideal Property at IdealProperties.net
 
Areas in Maumee OH
007 – Maumee

Toledo Real Estate – Find Your Ideal Property Home For Sale Toledo, Ohio

 
 
 

I Would Be Delighted To Serve As Your Real Estate Agent and Help To Make Your Real Estate Transaction Be Systematic, Smart and Smooth.

Allow me to take your Real Estate transaction into the new millennium with technology and techniques that help to proficiently acquire a property or actively attract, contact and pursue potential purchasers while keeping your best interest in mind at all times.

My Home Buyer Services:

  • Purchase Process Progress Report Check List,
  • My Professional and Knowledgeable Guidance, Tools, Research and Articles for each Step of Home Buying.
  • To Serve as Your Own Buyer’s Agent, Personal Assistant at Absolutely No Charge to You
  • Your Own Property Search Website
  • A Comparable Market Analysis, CMA, Home Value
  • Detailed Property Research and Reports that Will Help You Make a Wise Purchase Decision
  • Help in Securing Financing and with Credit Repair Tips that Will Get You A Better Loan Rate
  • Referrals and References to Real Estate Service Providers, Professionals and Contractors
  • Help with Everything that You Need in Your Real Estate Transaction
Please contact me To Be your Agent, To Tour a Home, Ask Questions and To Get your personalized real estate web site!

Sellers get a customized web site for their property listing that has numerous photos, a video embedded in it, and details about the property, links to further information and is fed to dozens of other web sites and emailed directly to home buyer prospects.

Buyers can manage their search for properties, homes for sale and indicate which properties to tour and to dig up research and details on in order to make an educated purchase decision.